buy it now on finance.

FAQs and everything else you want to know about buying a new garden room with flexible finance options.

A luxury garden room with Siberian larch and overhanging roof.
A Hardwick garden room with vertical windows and French-style doors.
A garden room with luxury specification

Finance for your dream.

We know that finding a loan that is right for you can help to make that dream purchase. Our finance partners at Ideal4Finance are experts in arranging the right finance package to suit your individual circumstances. 

“no more waiting with flexible finance from as little as 0% APR”

Get your answers.

Our Frequently Asked Questions help to cut through the confusion of making a purchase using finance. From ‘How to apply?’ to ‘What can I buy?’, it’s all in here…

?

Finance is typically available on all products. There is a minimum loan value of £750 however. To make it easy, we’ve made a special store front so that you can browse all of the products that we offer that are available to purchase on finance. Go to store.

Once you’ve decided which product you would like to purchase you’ll see two options to complete your purchase. Simply click the button that says ‘Buy with finance’ and you’ll be taken straight to our finance partner’s site. You’ll complete a short application process and if you’re approved, you can complete your purchase on our site by paying the deposit and continuing the checkout process.

No. Once you’ve been accepted for finance, no further changes can be made to that order. If you wanted to cancel your order and order a new product you would have to reapply for finance. Don’t forget, this could mean that you forfeit any deposits. Best to get it right first time, but if you’re really stuck, we’re just a call away, and we’ll do everything we can to help and advise you of your options.

Yes. All purchases made with finance require a deposit payment. The amout that you will need to pay varies with each product  – you’ll see the amount when you’re browsing the store. 

If you are approved, our finance partner Ideal 4 Finance offers two standard finance deals:

0% APR over 12 months OR 4.9% APR over 36 months. 

Yes. Ideal 4 Finance will need to check that you meet the credit criteria. Once you’ve submitted your application, a full credit check will be carried which will leave a “footprint” on your credit profile.

This happens as soon as you submit your application so it is essential that you take your time and ensure that you’ve submitted the correct information during the application.

If you need any help with your application, you can speak to a friendly advisor from Ideal 4 Finance on 020 3617 4647.

FINANCE EXAMPLE at 4.9% APR over 36 months.
Hardwick Summer House (12×10′)

Cost: £3120
Total repayable: £3308.74

Finance calculation:
Purchase amount – £3120
20% Deposit -£624
Total credit -£2496

£74.58 per month

(4.9% APR over 36 months)

FINANCE EXAMPLE at 0% APR over 12 months.
Hardwick Summer House (12×10′)

Cost: £3120
Total repayable: £3120

Finance calculation:
Purchase amount – £3120
20% Deposit -£624
Total credit -£2496

£208 per month

(0% APR over 12 months)

FINANCE EXAMPLE at 4.9% APR over 36 months.
Heavy-duty Apex Shed (12×8′)

Cost: £1950
Total repayable: £2067.96

Finance calculation:
Purchase amount – £1950
20% Deposit -£390
Total credit -£1560

£46.61 per month

(4.9% APR over 36 months)

FINANCE EXAMPLE AT 0% APR OVER 12 months.
Heavy-duty Apex Shed (12×8′)

Cost: £1950
Total repayable: £1950

Finance calculation:
Purchase amount – £1950
20% Deposit -£390
Total credit -£1560

£130 per month

(0% APR over 12 months)

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